Upgrade your cash

Cash became attractive after 2022's rate normalisation. Many investors now hold large amounts of cash in Term Deposits.

However, in 2026 an attractive middle ground between cash deposits and equities is once again available.

This "High Income" segment offers:

Yield

Income materially above traditional cash and Term Deposits

Risk management

Low, bond-like risk / volatility

Liquidity

Daily liquidity and transparent ETF-based portfolios

Diversification

Multiple global income streams offering diversification vs. cash

High Income Strategies

Upgrade your cash. With daily liquidity.

5.6%

Fixed Income

Net USD yield

8.4%

Fixed Income Plus+

Net USD yield

5.4%

SGD-Hedged Fixed Income Plus+

Net SGD yield

Key features:

Investment-grade and global bond exposure

Select higher-yielding segments

Systematic low-risk framework

Instant, no-penalty access

Delivers stable, liquid income materially above Term Deposit rates.